Feature Ideas

Trending

  1. Pricing NPV Models

    Building NPV Models to determine price at which lending to new and existing customers is sustainable and fair

    Ria George

    0

  2. Cr. Risk: Explore opportunity to reduce scorecard rejects

    Conduct A/B testing on rejected score bands adjacent to current cut-off to check performance and increase volumes if test is successful

    Ria George

    0

  3. Cr Risk + Ellison Ray: Get to “straight through processing” for Tier 1 applications

    Automate ID verification, Bank Account Check, Loan Amount for Tier 1 applications

    Ria George

    1

  4. Cr Risk +Open Tec: Access IDP for Data Access and Risk Analytics

    IDP could access data across Fair Finance Systems to enable greater efficiencies in Standard and Bespoke Credit Risk Reporting

    Ria George

    1

  5. Cr Risk: Trial PowerBI for Data Access and Credit Risk Analytics

    Transition away from Excel-based reporting for BAU risk reporting & analytics to PowerBI

    Ria George

    0

  6. Cr Risk: Borderline / thin file strategy

    Once new scorecard models are built, develop strategies for population sub-sets (e.g. thin files, borderline/just under cut-off) with a view to increase accept rates without pushing risk. Opportunity for A/B Test

    Ria George

    1

  7. Ellison Ray: Refresh or develop credit scoring models

    After TV migration, look to either refresh or redev. credit scorecards and improve performance

    Ria George

    1

  8. Cr Risk: Optimise Segmentation strategy

    Improve current segmentation methodology with the view to increase apps going into automatable Tiers

    Ria George

    1

  9. ADP DE Rules Optimisation

    Workshop on current decline rules on ADP. Aim to simplify and clean currently messy DE Recode the decision engine Decision engine to be updated after True Vision migration

    Ria George

    2

  10. Ellison Ray: TrueVision migration

    Mandatory migration from BSB to TrueVision data feed from TransUnion. Map our BSB-based rules in new TrueVision attributes

    Ria George

    2

  11. “straight through processing” for Tier 1 applications

    Fully automate the application processing of Tier 1 applications by removing the last few steps still done manually

    Ria George

    0

  12. Ellison Ray: Optimising assessing affordability - Equifax Tier 1 income verification (new)

    Improve the current CATO income verification by introducing another provider, should the first one fails. (back up to TU)

    Ria George

    0

  13. Ellison Ray: Income Verification - TransUnion Tier 1

    Improve the current Current Account Turnover (CATO) income verification thanks to moving to Tier 1 membership, allowing access to more granular data. This allows automatic verification of income stated by the customer by TU data.

    Ria George

    1

  14. Cr Risk: Optimise assessing affordability: Expenditure model

    Aiming to develop an alternative expenditure model for our I&E model. Current one is based on ONS which is not representative of our population. Idea was to use our own stated data, building an "Infinian-style" model.

    Ria George

    2

  15. Cr Risk: Optimising Assessing Affordability: Open Banking income verification

    Aiming to develop a methodology where income can be verified through Open Banking data in an automated way. This will prevent manual reviews and move more applications into Tier 1 and Tier 3

    Ria George

    0